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Katrina Carter, Senior Mortgage Advisor at Empire Home Loans
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Navigate Your Home Loan with a Bay Area Expert
Financing Solutions for Every Stage of Homeownership
Renovation Loans
Not sure which loan fits?
A Lending Expert Who Knows the East Bay
What Clients Say
Ready to Find Your Rate or Explore Your Options?
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Over 30 years of real estate experience helping buyers, investors, and homeowners across the East Bay find the right financing — from first-time buyer programs to jumbo loans and reverse mortgages.
Finance the purchase and renovation with one loan. FHA 203(k), HomeStyle, and more.
I'll review your situation and recommend the best options in plain language.
Born in San Francisco and raised in the Bay Area, I bring deep local knowledge and over 30 years of sales and real estate experience to every transaction. I am dual-licensed in mortgage and real estate, which gives me a unique perspective on how financing and property value work together.
This site is built around loans — because getting the right financing is the foundation of every successful home purchase, investment, or refinance. Whether you are a first-time buyer or a seasoned investor, I build personalized loan strategies that match your goals.
Real feedback from homeowners and buyers who trusted me with their financing.
Whether you're buying, refinancing, or exploring your loan options, you deserve a trusted expert in your corner. Let's build your personalized roadmap.
Senior Mortgage Advisor at serving the East Bay with over 30 years of real estate experience.
| NMLS | CA DRE# 01324500
| NMLS
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