Down Payment Assistance Alameda & Contra Costa | $0 Down

Down Payment Assistance Alameda & Contra Costa | $0 Down

City & county DPA programs in Alameda County, Contra Costa County & California. AC Boost up to $210K, Concord $60K, Richmond $25K grants. Check eligibility now.

Buy a Home With $0 Down — Up to $210,000 in Assistance Available

See What You Qualify For

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The Down Payment Myth Is Costing You $200,000+

Alameda County Assistance & Grants

Other Alameda County Cities

Contra Costa Assistance & Grants

Other Contra Costa Cities

California State Programs

How It Works — 3 Simple Steps

Navigating County Lotteries, State Vouchers, and Layered Loans Is Complex

Common Questions About Down Payment Help

Don’t Leave Free Money on the Table

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Alameda County, Contra Costa County, and California state programs can cover your entire down payment and closing costs. See exactly which programs you qualify for.

Get a personalized program match. No credit pull required.

Katrina will review your info and send your personalized program report within 24 hours.

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Most Bay Area renters believe they need 20% down to buy a home. In reality, there are over a dozen different programs across Alameda County, Contra Costa County, and California that will fund your purchase — and most buyers never hear about them.

Waiting to save 20% in the Bay Area means missing years of equity growth. With DPA programs, you can buy now, start building wealth, and keep your cash for emergencies, renovations, or investments.

From Oakland to Livermore, Alameda County offers some of the most generous DPA options in California — especially for first-generation and income-qualified buyers.

Pleasanton, Dublin, San Leandro, Emeryville, Newark, and more. If your city isn’t listed, county-wide AC Boost still applies. Contact us for a full eligibility review.

Contra Costa County and its cities offer grants up to $10,000, interest-free loans up to $100,000, and deferred-payment assistance for first-time buyers.

Pittsburg, Walnut Creek, San Ramon, Martinez, Hercules, and more. Buyers in these areas can access all county-wide programs (RCF Connects, CHDC/CalHome) and statewide programs (CalHFA MyHome, ZIP, Dream For All).

These programs are available to first-time buyers across all 58 California counties and can often be layered with local county assistance.

We handle the hard part so you don’t miss out on free money. Most loan officers only know one or two programs. We maintain active relationships with Alameda County HCD, Contra Costa housing authorities, and CalHFA to ensure you get every dollar you deserve.

Programs like AC Boost and Dream For All have limited funding pools. The buyers who act first get the assistance. Let’s find your match today.

Your down payment assistance could be approved this week. Call or apply now.

Senior Mortgage Advisor at serving the East Bay with over 30 years of real estate experience.

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