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Katrina Carter, Senior Mortgage Advisor at Empire Home Loans

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Loan Solutions Built for the East Bay Market

What to Expect When You Work With Me

Dual-Licensed Insight

Common Questions

Not Sure Which Loan Is Right for You?

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From conventional financing to specialized programs, I match your goals with the right loan product — and guide you through every document, deadline, and decision.

A transparent, step-by-step approach that keeps you informed and in control from application to closing.

Because I hold both mortgage and real estate licenses, I understand the full transaction from both sides. I can help you evaluate a property's financing potential before you make an offer, and I know how to structure loans that align with your purchase strategy.

Let's talk through your situation. I'll recommend the best options and explain everything in plain language.

Senior Mortgage Advisor at serving the East Bay with over 30 years of real estate experience.

| NMLS | CA DRE# 01324500

| NMLS

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Services | Katrina Carter | Empire Home Loans